2,215,000
/ 2,215,000€ 🎉
1,000,000€
1,500,000€
The Romanian app where 500,000 Romanians
pay their utility bills
quickly and securely to over 430 utility
providers every month.
Thank you for your interest 🙏The current funding round is closed. Leave us your contact details and we'll let you know when we have news for you.
Complete form
+500,000
Monthly users
+30,000,000
Payments processed
+900m
Euro processed
Household bills
Top-up SIM cards
RCA (MTPL car insurance)
Travel insurance
Vignettes and bridge tolls
Instant money transfers
Taxes
Support Pago through SeedBlink, the Romanian investment platform
that has funded FLOWX.AI, DRUID & .lumen.
Where we are now
Products used by hundreds of thousands of users
Stable financial situation
International expansion
Motivated and mature team
What we aim for
Exponential growth through integrations with apps used by millions
Replicating our success from Romania in 5 other countries
3x our revenue in the coming years
Our destination
Growing the company's value to 65-70m EUR
Listing on the Bucharest Stock Exchange
or
Selling to a strategic investor
Pago reached the break-even point in 2024, with projections indicating a
profit by the end of the year.
For more details, click on the interactive charts below.
Total revenues
Represents operating revenues plus revenues from top-ups, toll vignettes, and bridge tolls. It does not include the value of other processed payments, such as bill or insurance payments, which are recorded separately.
(millions of Euro)
Operational revenues
The revenues generated by Pago from its core operations, after deducting the direct expenses incurred to generate these revenues, such as payment processing costs.
(millions of Euro)
EBITDA
EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortisation) is a financial indicator that shows a company's profit before deducting interest, taxes, depreciation and amortisation.
(millions of Euro)
Paying users
The number of users who made at least one payment in that respective year.
(thousands)
Processed payments
The total value of all payments processed for users each year.
(millions)
Value of processed payments
The total value of all payments processed for users each year.
(millions of Euro)
Pago white label solutions streamline bill payments, RCA (car
insurance) and prepay services within our partners' apps.
Through a revenue sharing model, their users also become ours.
We are currently developing 5 new integrations, which will expand our financial
services reach to over 6 million phones in Romania within the next 24 months.
We are already active in Romania, Italy and
Poland
and we plan to expand
to
Czechia, Slovakia, and
Hungary.
The round can close at any time after reaching the target.
Private round
Early bird
15% Discount
Minimum ticket
1000 Euro
Better chances to
Become an investor
For users
Pago
Closed circle
SeedBlink
Funding round closed
Public round
Late bird
No Discount
Minimum ticket
2500 Euro
After reaching the target
The campaign closes
Investment in Pago can be made through the SeedBlink platform.
Here are the steps:
1
Create an account and validate your identity
2
Complete a short questionnaire about your investment history
3
Confirm your intention to invest in Pago
4
You will receive the contract from SeedBlink and have 4 days to sign it
5
Transfer the investment amount to SeedBlink
FAQ
What is SeedBlink?
SeedBlink is an European platform that provides individuals and
institutions with the opportunity to invest in tech startups and scale-ups alongside venture
capital firms.
To date, SeedBlink has facilitated investment rounds for hundreds of businesses, with a
total capital injection exceeding €342M.
What amounts can I invest and until when?
The minimum investment amount is 1,000 EUR in the private round and 2,500 EUR in the public
round. There is no set maximum amount, and each investor is free to decide on the amount
they wish to invest in Pago.
The private round will close on 22.10.2024.
How can I exit if I decide to invest?
For us, the ideal scenario is an exit through listing on the Bucharest
Stock Exchange (BVB) in the next 3-5 years. We are also open to the possibility of an M&A
with a strategic partner if it brings a good ROI for our shareholders.
Additionally, SeedBlink offers a secondary market where you can sell the shares purchased
through the campaign to other investors within the SeedBlink community.
If I invest, will I become a shareholder in Pago?
Your shares in Pago will be held through SeedBlink, which will act as the
Nominee.
A Nominee is a legal entity
with distinct and separate rights, similar to an individual or a corporation. In a Nominee
arrangement, the beneficiary (you, as the investor) grants another party, called the
nominee, the right to hold the title and manage the property or assets. This way, we have a
Beneficiary (you) and a Nominee (SeedBlink), who legally holds the shares or assets.
This system provides a simple yet secure way to invest, as a Nominee like SeedBlink is
authorised by the National Bank of Romania (BNR) to operate and adheres to strict rules of
conduct and procedure.
In accordance with the terms of the investment contract, SeedBlink is obliged to provide you
with the following:
Where can I find more details about the company and the investment opportunity?
Watch the pitch video and check out the campaign page on SeedBlink for complete details.
Say hello!
